What a New Study Tells Us about Homebuyer Education and Counseling

For generations, homeownership has been a gateway to the middle class and a cornerstone of the American Dream. Homeownership is one of the primary pathways to building wealth and financial security for U.S. families. However, as the recent collapse and uneven recovery of the housing market revealed, homeownership poses risks, both to borrowers and to the broader economy. Homebuyer education and counseling are intended to help individuals navigate the complexities of the housing market, make good home purchase and mortgage decisions, improve their financial management skills, and achieve sustainable homeownership and enhanced financial health. Despite the potential for homebuyer education and counseling, a lack of evidence exists on the question of its effectiveness.

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How Can We Measure and Evaluate the Racial Wealth Gap?

The current political cycle has prompted renewed interest in the nation's distribution of wealth - highlighting a disparity that is often called the nation's "wealth gap." The gap has been described as a chasm between the riches of the few set against the struggles of the poor and middle class. Yet a deeper social disparity has challenged public policy since the Civil Rights movement: even today, the fortunes of people of color remain radically different from those of white people.

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Creating an Interface between Health Authorities and Central Budget Agencies: Implications for Domestic Resource Mobilization for Health

When external health funding dwindles as government revenue grows in recipient countries, a natural reaction is to clamor for increased domestic financing for health.

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